Business Banker Capitec Bank Ltd x1
Position Overview
- Job Title: Business Banker
- Company: Capitec Bank Ltd
- Location: Bloemfontein, Free State
- Job Type: Full-Time
- Posted: 2 days ago
- Application Platforms: Capitec Bank Careers Portal, LinkedIn, BeBee ZA, Talentify, WhatJobs, Recruit.net, Find African Jobs, Learn4Good
Purpose of the Role
To retain and grow a portfolio of business clients by offering tailored business banking products and services. The Business Banker operates primarily from a business centre, providing expert advice, managing client relationships, and identifying value-adding financial solutions to support business growth.
Key Responsibilities
Manage and develop a portfolio of business clients.
Identify and implement financial product solutions from Capitec’s business banking range.
Prepare and motivate credit applications with supporting financial analysis.
Maintain high-quality service standards to ensure client satisfaction and retention.
Exercise cost control and contribute to sales and revenue growth.
Ensure compliance with relevant banking regulations, acts, and codes.
Experience Requirements
Minimum:
At least 3 years of banking experience.
Proven experience in managing a portfolio of business customers.
Strong background in financial analysis and credit application preparation.
Experience in sales management and cost control.
Ideal:
1+ year specifically in a Business Banking environment focused on credit motivation.
Qualifications
Minimum:
Diploma in Commerce or Finance
Ideal/Preferred:
FAIS accredited as a Key Individual and approved by the FSCA
Knowledge Areas
Minimum:
Customer Relationship Management (CRM) principles
Financial statement and ratio interpretation
Business banking products and solutions for SMEs
Understanding of collateral, balance sheets, and business entities
Companies and Intellectual Properties Registration Act (CIPC)
FAIS, FICA, and other banking regulations
Awareness of competitor offerings
Ideal:
Taxation laws applicable to businesses
Administration processes for business banking transactions
Deep knowledge of Capitec’s product features and value propositions
Skills Required
Relationship management & interpersonal skills
Analytical and problem-solving skills
Negotiation and influencing abilities
Commercial and strategic thinking
Attention to detail & decision-making
Communication (verbal & written)
Computer literacy: MS Word, Excel, Outlook
Conditions of Employment
Clear criminal and credit record
Willingness to work flexible hours, including Saturdays and Public Holidays
Diversity Commitment
Capitec is committed to employment equity and promotes diversity in all hiring decisions.
Summary Insight
This is a client-facing, analytical, and relationship-driven role ideal for candidates who:
Have solid banking experience (especially business or commercial).
Enjoy working with small to medium business clients.
Are skilled in credit evaluation and client advisory.
Are goal-driven and comfortable in a sales-and-service environment.