Business Banker – Merchant Services X1
Job Details:
- Company:Capitec Bank Ltd
- Location: Bloemfontein, Free State
- Job Type: Permanent (Full-time)
- Industry: Banking / Financial Services
About Capitec
Capitec is a leading retail bank focused on simple, affordable, and accessible banking. The bank values client-first service, energy, and ownership, and aims to become the best bank in the world by empowering clients to control their financial lives.
Role Overview
As a Business Banker: Merchant Services, you will drive business growth by:
Identifying and acquiring new merchant clients
Onboarding and supporting merchants with payment solutions
Offering tailored financial solutions to SMEs
Managing and growing relationships with merchant clients
This role is highly sales-driven, requires strong customer service, and involves working in a fast-paced environment.
Key Responsibilities
Identify and acquire new merchant clients
Onboard merchant clients and support their payment solutions
Provide financial product recommendations to meet client needs
Build and maintain strong relationships with SMEs
Drive sales, cross-selling, and upselling of financial products
Achieve sales targets and performance goals
Understand and advise on merchant services and POS solutions
Manage client expectations and resolve issues professionally
Minimum Requirements
Education
Minimum Matric (Grade 12)
Bachelor’s Degree in Commerce or Marketing is preferred
Experience
2–3 years proven experience in an external sales environment
Experience in client acquisition, relationship management, and sales of financial products
Experience with merchant services platforms, POS solutions, or payment processing systems
Skills & Knowledge
Strong commercial acumen and sales skills
Excellent communication and negotiation skills
Knowledge of SME banking needs and risk assessment
Understanding of business operations and SME landscape
Strong client relationship management skills
Desired Knowledge (Ideal)
Business banking landscape and product knowledge
Merchant services and payment solutions environment
POS Solutions and acquiring product knowledge
Personal Requirements
Energetic, motivated, and target-driven
Strong problem-solving and conflict management skills
Ability to work under pressure in a performance-driven culture
Excellent stakeholder engagement and relationship-building skills
Conditions of Employment
Clear criminal record
Valid driver’s license and own vehicle (operational requirement)
How to Apply
Capitec requires candidates to:
Complete a short assessment via their online portal
Finalize the application after completing the assessment
Equal Opportunity
Capitec supports employment equity and encourages diverse applicants.



