Specialist: Credit Analyst: Absa Bank Limited X1
Job Details
- Job Title: Specialist: Credit Analyst
- Company: Absa Bank Limited
- Location: Bloemfontein
- Employment Type: Full-time
- Job Requisition ID: R-15983489
- Industry: Banking / Financial Services
- Posted: Today
- Closing Date: 13 February 2026
- Time Left to Apply: 6 days
Job Overview
Absa Bank is seeking a Specialist: Credit Analyst to support the credit risk lifecycle for Growth Business clients. The role focuses on conducting comprehensive credit risk assessments, managing and mitigating credit risk, and ensuring that all credit decisions align with internal policies and external regulatory requirements.
The successful candidate will contribute to responsible lending, shared business growth, and strong governance by providing data-driven insights, supporting the credit sanctioning process, and maintaining high standards of customer and risk management within the bank’s credit framework.
Key Responsibilities
Credit Risk & Risk Management
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Conduct comprehensive and high-quality credit risk assessments and reviews
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Proactively identify, assess, and manage credit risks associated with client portfolios
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Support the credit sanctioning process to enable sound and responsible credit decisions
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Develop and apply data-driven credit risk strategies
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Ensure credit exposure remains within approved risk appetite
Data & Systems Management
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Produce, analyse, and interpret management information (MI) related to credit risk
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Provide insights to management to support decision-making and portfolio performance
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Ensure accurate and timely use of credit systems and risk tools
Governance & Compliance
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Ensure adherence to Absa’s credit philosophy, internal policies, and procedures
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Comply with all relevant legislation and regulatory requirements
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Maintain strong governance standards throughout the credit lifecycle
Customer & Stakeholder Management
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Investigate and resolve escalated customer complaints related to credit matters
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Engage with internal stakeholders to support efficient credit processes
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Balance customer needs with prudent risk management principles
Education Requirements
Minimum Qualification:
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Bachelor’s Degree or Advanced Diploma in:
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Business
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Commerce
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Management Studies
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