Specialist – Credit Analyst (Growth Business) x1
- Job Title: Specialist – Credit Analyst (Growth Business)
- Company: Absa Bank Limited
- Location: Bloemfontein
(Hybrid / Some client travel required) - Closing Date: 15 April 2026
- Employment Type: Full-time
Job Overview
This is a high-level finance and risk role focused on analysing business clients and managing credit risk.
In simple terms:
You’re the person who decides if businesses are financially safe to lend money to.
Key Responsibilities
Credit Risk Analysis
- Analyse client financial statements
- Assess risk levels of businesses
- Monitor clients for risk indicators
Risk Management
- Ensure compliance with credit policies
- Identify high-risk clients early
- Prevent financial losses for the bank
Credit Applications & Reviews
- Compile:
- Credit applications
- Reviews & amendments
- Submit to lending authorities
Portfolio Management
- Manage a portfolio of business clients
- Monitor:
- Loan performance
- Financial health
- Track expired facilities and renewals
Client & Business Support
- Work with:
- Relationship Executives
- Credit teams
- Provide input on deals and solutions
Financial Modelling
- Use tools like:
- Risk grading models
- Financial spread analysis
- Ensure accurate financial data capturing
Minimum Requirements
- Bachelor’s Degree in:
- Finance
- Business
- Commerce
- 5+ years relevant experience
- Strong Excel & financial analysis skills
Advantage:
- Agricultural credit analysis experience
Key Skills
- Strong financial analysis
- Attention to detail
- Risk assessment ability
- Report writing
- Problem-solving
- Commercial thinking